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  • Learn
  • 529 Basics
  • 529 Benefits
  • Tax Benefits
  • Highly Rated 529 Plan
  • Customer Stories
  • Cost of College
  • College Savings Options
  • College Savings U
  • Investments
  • Investment Options
  • Portfolio Performance
  • Risk Tolerance Questionnaire
  • Manage
  • How to Contribute
  • Rollover to Bright Start
  • Give a Gift
  • Using Your Funds
  • Visa Rewards
  • Resources
  • College Savings Calculator
  • Educational Video Library
  • News & Updates
  • Webinars
  • Tax Center
  • Employer Resources
  • Professional Resources
  • Financial Literacy Center

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Michael W. Frerichs Illinois State Treasurer
Union Bank & Trust

The Bright Start Direct-Sold College Savings Program is sponsored by the State of Illinois and administered by the Illinois State Treasurer, as Trustee. Union Bank & Trust Company serves as Program Manager. Investments in the Bright Start Direct-Sold College Savings Program are not guaranteed or insured by the State of Illinois, the Illinois State Treasurer, Union Bank & Trust Company, the Federal Deposit Insurance Corporation, or any other entity.

An investor should consider the investment objectives, risks, and charges and expenses before investing. This and other important information is contained in the Bright Start Direct-Sold College Savings Program Disclosure Statement which can be obtained at BrightStart.com and should be read carefully before investing. You can lose money by investing in a portfolio. Each of the portfolios involves investment risks, which are described in the Program Disclosure Statement.

Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s 529 plan.

Not FDIC Insured | No Bank Guarantee | May Lose Value

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