Contributions to this individual fund portfolio will be invested solely in the Vanguard Total International Bond Index Fund. Before making contributions to this portfolio, you should consider the more detailed information about the underlying fund in which it invests, including its investment objectives and policies, risks, and expenses, contained in the links below. The Fact Sheet and Prospectus below describe the Underlying Investment and not the Bright Start 529 Portfolio. For information regarding the expenses of the Bright Start Direct-Sold College Savings Plan, including the program management fee, please review the Program Disclosure Statement. Performance information for the Underlying Investment does not reflect the imposition of the program management fee Bright Start imposes. The information contained in the links below was obtained from the underlying fund companies and has not been independently verified by Bright Start. Participants in the Bright Start Direct-Sold College Savings Plan do not own shares of the underlying mutual funds directly, but rather own shares of a portfolio in Bright Start.