Every Child Deserves a Bright Start
Learn More About the Benefits of Bright Start 529 Plan
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WEBINARS
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Signup for our free webinars on saving for college, increasing your savings, understanding the tax benefits of a 529 Plan, and more. Whether you already have an account or are looking to learn more, you’ll get expert advice you need on college savings planning.
- Earnings grow tax free
- Pay for tuition, room and board, and more
- Withdraw funds when you’re ready
- Enroll online, download an enrollment form, or finish your existing application
- Rollover your existing 529 funds
- We let you know everything you need to get started
Investment Portfolios
Bright Start has high-quality investment options for you to choose from. Find your best fit.
Ready to Use Funds?
Funds are easy to withdraw and can be used for accredited post-secondary public or private schools.
Tax Law Changes for 529 Plans
The Federal Consolidated Appropriations Act signed into law on December 20, 2019 includes several provisions related to 529 plans.
Calculate your Savings
529 Plans offer a tax-advantaged way to save for college. Starting early and putting away even a small amount of money each month can have a huge impact on future educational expenses.
Calculate NowFAQs
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Who can open an account?
Accounts can be opened by almost anyone, including individuals, UGMA/UTMA custodians, certain legal entities, or a trust. There are no income or residency requirements.
- How do I open an account?
Enroll online or call 877.432.7444 for an enrollment packet. You may also download an enrollment form that can be sent via regular mail once completed.
- Who can be a beneficiary?
Anyone can be named as a beneficiary. However, each account is limited to a single beneficiary.
- Who can make contributions?
The Bright Start Direct-Sold College Savings Program is sponsored by the State of Illinois and administered by the Illinois State Treasurer, as Trustee. Union Bank & Trust Company serves as Program Manager. Investments in the Bright Start Direct-Sold College Savings Program are not guaranteed or insured by the State of Illinois, the Illinois State Treasurer, Union Bank & Trust Company, the Federal Deposit Insurance Corporation, or any other entity.
An investor should consider the investment objectives, risks, and charges and expenses before investing. This and other important information is contained in the Bright Start Direct-Sold College Savings Program Disclosure Statement which can be obtained at BrightStart.com and should be read carefully before investing. You can lose money by investing in a portfolio. Each of the portfolios involves investment risks, which are described in the Program Disclosure Statement.
Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s 529 plan.
Not FDIC Insured | No Bank Guarantee | May Lose Value
- How do I open an account?